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5544 Greenwich Road
Suite 303
Virginia Beach , VA 23462

Adam Morgan



Get ready for the ride of your life.

Your wedding marks the beginning of a wonderful shared journey.  Ahead of you are your dreams for a home, a family and a long, healthy life together.  No one gets a roadmap for this trip. To make your dreams a reality, you have to be prepared --not only by making the right decisions now, but by being ready for the challenges that meet you along the way.  Enjoy the ride!

Now that there’s two of you…

You may have some basic questions like:

  • How should you be filing your taxes?
  • Should you have separate or joint bank accounts?
  • Do you need a will?
  • Whose health insurance policy should you keep?
  • What kind of life insurance do you need?
  • How much can you spend on a home?

Building your financial future

Now’s the time to lay the foundation for a successful financial future. This means protecting against any unforeseen pitfalls that you may encounter over the years, and investing to reach your long-term goals.

  • Start saving 15% of your income toward your retirement.
  • Life insurance and disability insurance are designed to give you and your spouse protection from unexpected adversity. Life insurance provides income replacement in the event you or your spouse dies, while disability insurance can help keep your finances on track if one of you becomes sick or injured and can no longer work.
  • Opening an IRA — whether as a supplement to your employer-sponsored plan or as the core of your retirement savings — is a very smart way to help ensure that you and your spouse enjoy a comfortable retirement when the time comes.

Parenthood is a game changer

Suddenly, it’s not just about your own financial interests anymore. Caring for and protecting this helpless, tiny being will keep you up at night in more ways than one! If you’re expecting, you’ll want to talk to your Financial Representative about life insurance and disability insurance. Ensuring that your little one is provided for should you become ill or are injured and can no longer work is one thing that will certainly help you sleep easier.

We can also help answer some of your pre-Bundle-of-Joy questions, including:

  • What child care expenses might be tax deductible?
  • What health insurance plan should I choose?
  • Should I open a flexible spending account?
  • Are there child tax credits for which I might qualify?
  • What are the implications of taking maternity/paternity leave from work?

We can help you make the right decisions for your future together.
For more information about Financial Decisions for your future or to contact an Advisor, click the Contact Me button below.

Contact Me